In this episode, Rick shares that this year we might be in a rate increase environment. Find out what he means in Episode 8 of “Less Than A Minute With Rick” here:
![](https://papinc.com/wp-content/uploads/2021/10/duarte-exterior-300x200.jpg)
Duarte – Along the Way
Update 3/8/24: Update 1/30/24: Update 12/29/23: Update 12/4/23: Update 11/10/23: